Last updated: September 05, 2017
TIPBx, Inc. ("us", "we", or "our") operates the http://tipbx.com website and the TIPBx mobile application collectively as a service (the "Service").
This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.
INFORMATION COLLECTION AND USE
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information ("Personal Information").
We collect this information for the purpose of providing the Service, identifying and communicating with you, responding to your requests/inquiries, servicing your purchase orders, and improving our services.
If you open an account, we collect the following information from you:
Account Information: text-enabled cellular/wireless telephone number, machine or mobile device ID and other similar information.
Identification Information: your name, street address, email address, date of birth, and SSN (or other governmental issued verification numbers).
Device Information: We also may obtain information about you: (a) from your mobile device such as your device type, machine or mobile device identification number, geolocation, time zone, language setting, browser type, and IP address, and (b) from third parties for purposes of transaction processing, identity verification, fraud detection or prevention and other similar purposes. For fraud prevention purposes, we also may link your machine ID with the machines of others who use your same payment cards.
Social Media Account Information: including but not limited to your Facebook connect credentials (and information that you authorize Facebook share with us though permissions and email account information. If you authorize Facebook Connect, the plug in allows us access to your friends' contact information. Social and e-mail contact information helps you connect to friends and contacts for invitation and payment transmission purposes (as well as helping us improve our services and fight fraud). Additionally, another TIPBx user may mention you in a transaction in which you are not a party to by “tagging” your username in a transaction note. When you are mentioned in a transaction, a link to your TIPBx profile will appear in the transaction note and you will receive a notification about the mentions. You may manage certain contact preferences and notifications in your account settings.
Financial Information: bank account and routing numbers and credit cards linked to your TIPBx account. TIPBx does not share financial information with third party social networking services such as those listed in the prior bullet.
If TIPBx discovers a security breach, we may attempt to notify you electronically so that you can understand what steps we have taken and you can choose to take further protective steps. By using the TIPBx Service, you agree that TIPBx can communicate with you electronically. TIPBx may post a notice in the mobile application, as a push message to your mobile device or on the website if a security breach occurs. We may also send an email to you at the email address you have provided to us. Depending on where you live, you may have a legal right to receive notice of a breach in writing.
We may also collect information that your browser sends whenever you visit our Service or when you access the Service by or through a mobile device ("Log Data").
This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.
When you access the Service by or through a mobile device, this Log Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use and other statistics.
In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this type of information in order to increase our Service's functionality. These third party service providers have their own privacy policies addressing how they use such information.
Please see the section regarding Location Information below regarding the use of your location information and your options.
We may use and store information about your location depending on the permissions you have set on your device. We use this information to provide features of our Service, to improve and customize our Service. You can enable or disable location services when you use our Service at anytime, through your mobile device settings.
SHARING YOUR INFORMATION WITHIN THE TIPBX NETWORK
To process payments on TIPBx, we need to share some of your personal information with the person or company that you are paying or is paying you. Your display name(s), your avatar, or other verification metrics like TIPBx user rating and activity-level may be provided to users or companies when you transact with, on, or through TIPBx.
TIPBx works with vendors to enable payments to and from your TIPBx account. By doing this, a vendor may share information about you with us, such as your mobile phone number, location history, TIPBx userID, when you attempt to make a payment or use a payment instrument like a credit or debit card or bank account. We use this information to confirm that you are a TIPBx customer, the account remains secure, and that TIPBx can continue to use your primary funding source as a form of payment for your tip.
Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you through TIPBx, except with your express permission or if we are required to do so to comply with a subpoena or other legal process.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. The Help feature on most browsers provide information on how to accept cookies, disable cookies or to notify you when receiving a new cookie.
If you do not accept cookies, you may not be able to use some features of our Service and we recommend that you leave them turned on.
DO NOT TRACK DISCLOSURE
We support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services and/or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Information only to perform specific tasks on our behalf and are obligated not to disclose or use your information for any other purpose.
COMPLIANCE WITH LAWS
We will disclose your Personal Information where required to do so by law or subpoena or if we believe that such action is necessary to comply with the law and the reasonable requests of law enforcement or to protect the security or integrity of our Service.
The security of your Personal Information is important to us, and we strive to implement and maintain reasonable, commercially acceptable security procedures and practices appropriate to the nature of the information we store, in order to protect it from unauthorized access, destruction, use, modification, or disclosure.
However, please be aware that no method of transmission over the internet, or method of electronic storage is 100% secure and we are unable to guarantee the absolute security of the Personal Information we have collected from you.
LINKS TO OTHER SITES
We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Only persons age 18 or older have permission to access our Service. Our Service does not address anyone under the age of 13 ("Children").
We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you learn that your Children have provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a child under age 13 without verification of parental consent, we take steps to remove that information from our servers.